{"id":26026,"date":"2024-01-22T12:33:37","date_gmt":"2024-01-22T15:33:37","guid":{"rendered":"https:\/\/sharkfreeapp.com\/?p=26026"},"modified":"2024-01-22T12:33:37","modified_gmt":"2024-01-22T15:33:37","slug":"orcamento-pessoal-controle-seus-gastos-e-economize-mais","status":"publish","type":"post","link":"https:\/\/sharkfreeapp.com\/bs\/orcamento-pessoal-controle-seus-gastos-e-economize-mais\/","title":{"rendered":"Li\u010dni bud\u017eet: kontroli\u0161ite svoje tro\u0161kove i u\u0161tedite vi\u0161e"},"content":{"rendered":"

Ako \u017eelite dugoro\u010dno u\u0161tedjeti novac, prvi korak je kreiranje li\u010dnog bud\u017eeta. Bez uvida u prihode i rashode, ne\u0107ete znati gdje smanjiti tro\u0161kove kako biste u\u0161tedjeli, izgradili fond za hitne slu\u010dajeve ili investirali.<\/p>\n\n\n\n

Me\u0111utim, znamo da kreiranje prora\u010dunske tablice nije jednostavno. Uostalom, ona mora uklju\u010divati detalje kao \u0161to su svi va\u0161i izvori prihoda, fiksni tro\u0161kovi, dugovi i investicije. Ali da bi stvari bile lak\u0161e, tehnolo\u0161ki napredak donio je sa sobom aplikacije koje vam poma\u017eu da na jednostavan na\u010din planirate svoje financije.<\/p>\n\n\n\n

Najbolje aplikacije za li\u010dni bud\u017eet<\/h2>\n\n\n\n

Platforme usmjerene na bud\u017eet mogu automatski kategorizirati va\u0161e tro\u0161kove na osnovu uo\u010denih obrazaca u va\u0161em pona\u0161anju. Ovo vam poma\u017ee da identificirate podru\u010dja u kojima tro\u0161ite najvi\u0161e novca i kako u\u0161tedjeti novac.<\/p>\n\n\n\n

Osim toga, s aplikacijama u ovoj kategoriji dobijate a\u017euriranja o svojim finansijama u realnom vremenu. Ovo vam daje dodatni poticaj u izbjegavanju prekomjernog tro\u0161enja, osiguravaju\u0107i da se pridr\u017eavate svog mjese\u010dnog bud\u017eeta. Dakle, ako \u017eelite bolje upravljati svojim novcem, pogledajte na\u0161u listu od pet aplikacija koje \u0107e vam pomo\u0107i upravo u tome.<\/p>\n\n\n\n

Tro\u0161kovi i bud\u017eet Upravitelja novca<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Slika: Google Play<\/em><\/p>\n\n\n\n

Money Manager Expense & Budget je odli\u010dna aplikacija za bud\u017eetiranje za po\u010detnike. Ako preuzmete aplikaciju na svoj pametni telefon, ona \u0107e vam biti najve\u0107i saveznik u upravljanju li\u010dnim ra\u010dunima. Platforma ima zadane postavke koje poma\u017eu korisnicima da po\u010dnu. Nakon \u0161to se naviknete na aplikaciju, mo\u017eete ih prilagoditi.<\/p>\n\n\n\n

Kako biste imali jasan pregled svojih najve\u0107ih tro\u0161kova, Money Manager Expense & Budget nudi grafi\u010dki prikaz. Platforma tako\u0111er sadr\u017ei funkcije pretra\u017eivanja i kalkulatora. Kako bi vam pomogla u kreiranju kompletnog planera bud\u017eeta, aplikacija nudi sedmi\u010dne, mjese\u010dne i godi\u0161nje statistike prihoda i rashoda.<\/p>\n\n\n\n

Dostupno za iOS i Android sisteme, Trgovina aplikacija<\/strong><\/a> i Google Play<\/strong><\/a>.<\/p>\n\n\n\n

Pro\u010ditajte tako\u0111er<\/strong>: Trebate primati novac putem mobitela? Koristite ovih 5 aplikacija!<\/a><\/p>\n\n\n\n

YNAB: Bud\u017eetiranje i finansije\u00a0<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Slika: Google Play<\/em><\/p>\n\n\n\n

Me\u0111u aplikacijama za li\u010dno bud\u017eetiranje, YNAB se isti\u010de po tome \u0161to vam poma\u017ee da utvrdite na \u0161ta va\u0161 novac ide. Pomo\u0107u ove aplikacije mo\u0107i \u0107ete organizovati svoje finansije bez potrebe da mentalno izra\u010dunavate svaki tro\u0161ak koji imate. Aplikacija ima kalkulator koji vam poma\u017ee da planirate svoje kredite, ako ste ih uzeli.<\/p>\n\n\n\n

Osim \u0161to mo\u017eete pratiti svoje tro\u0161kove u stvarnom vremenu putem YNAB-a, ako dijelite bud\u017eet s nekim drugim u va\u0161em doma\u0107instvu, mo\u017eete koristiti aplikaciju za dijeljenje svojih financija sa svojim partnerom. Sada, ako \u017eelite postaviti bud\u017eet za putovanja, koristite platformu za postavljanje ciljeva i ostvarenje svog sna.<\/p>\n\n\n\n

Dostupno za iOS i Android sisteme, Trgovina aplikacija<\/strong><\/a> i Google Play<\/strong><\/a>.<\/p>\n\n\n\n

Nov\u010danik \u2013 Dnevni bud\u017eet i profit<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Slika: Google Play<\/em><\/p>\n\n\n\n

Nov\u010danik je aplikacija koja vam poma\u017ee da kreirate bud\u017eet koji odgovara va\u0161im potrebama, tako da mo\u017eete lako upravljati svojom potro\u0161njom. Klju\u010dna karakteristika ove aplikacije je da vam omogu\u0107ava registraciju vi\u0161e banaka i valuta za potpunu i automatsku kontrolu va\u0161ih finansija.<\/p>\n\n\n\n

Kako bi vam pomogao da \u017eivite prosperitetniji \u017eivot, Wallet nudi blog na kojem mo\u017eete pro\u010ditati savjete o raznim finansijskim temama, kao \u0161to su najbolji \u0161tedni ra\u010duni i najbolji na\u010din ulaganja novca. Dakle, ako \u017eelite planirati svoju budu\u0107nost i iza\u0107i iz minusa, ovo je aplikacija koju biste trebali imati na svom pametnom telefonu.<\/p>\n\n\n\n

Dostupno za iOS i Android sisteme, Trgovina aplikacija<\/strong><\/a> i Google Play<\/strong><\/a>.<\/p>\n\n\n\n

Mobills \u2013 Planer bud\u017eeta<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Slika: Google Play<\/em><\/p>\n\n\n\n

Mobills je aplikacija koju morate imati na svakoj listi aplikacija za li\u010dno bud\u017eetiranje. Pomo\u0107u nje mo\u017eete upravljati svojim novcem, kontrolirati tro\u0161kove kako biste postigli svoje finansijske ciljeve. Na primjer, ako \u017eelite kreirati bud\u017eet za putovanja, aplikacija \u0107e vam dati alate za razvoj plana prilago\u0111enog va\u0161im potrebama.<\/p>\n\n\n\n

Ako vam je \u017eivot u\u017eurban i stalno zaboravljate platiti ra\u010dune, registrujte ih kod Mobills-a kako bi vam mogao slati upozorenja kako biste ih mogli platiti na vrijeme. Dok neki ekonomisti preporu\u010duju kreiranje Excel prora\u010dunske tablice, ako ne savladate platformu, mogli biste se na\u0107i u problemima. Mobills vam poma\u017ee s grafikonima koji slu\u017ee istoj svrsi.<\/p>\n\n\n\n

Dostupno za iOS i Android sisteme, Trgovina aplikacija<\/strong><\/a> i Google Play<\/strong><\/a>.<\/p>\n\n\n\n

Planer bud\u017eeta Goodbudget<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Slika: Google Play<\/em><\/p>\n\n\n\n

Na kraju, \u017eelimo istaknuti Goodbudget. Pomo\u0107u njega mo\u017eete \u010dak i planirati bud\u017eet za obroke i upravljati svojim dugovima, \u0161to vam omogu\u0107ava da efikasno upravljate svojim prihodima. Po potrebi, podijelite podatke o svom bud\u017eetu direktno iz aplikacije sa svojim partnerima za upravljanje tro\u0161kovima.<\/p>\n\n\n\n

Osim toga, sve informacije o aplikaciji mogu se sinhronizirati s oblakom. To zna\u010di da ne\u0107ete izgubiti nikakve podatke ako promijenite telefon. Ako \u0161tedite novac i \u017eelite pomo\u0107 da to u\u010dinite profesionalnijim, koristite izvje\u0161taje dostupne na Goodbudgetu kako biste vidjeli koje promjene trebate napraviti u svojoj rutini.<\/p>\n\n\n\n

Dostupno za iOS i Android sisteme, Trgovina aplikacija<\/strong><\/a> i Google Play<\/strong><\/a>.<\/p>\n\n\n\n

Kontroli\u0161ite svoje tro\u0161kove\u00a0<\/h2>\n\n\n\n

Kao \u0161to ste vidjeli, aplikacije koje smo naveli poma\u017eu vam da kreirate li\u010dni bud\u017eet za pra\u0107enje dugova i vidite da li oni prema\u0161uju va\u0161e prihode. Na taj na\u010din ih mo\u017eete kontrolisati.<\/p>\n\n\n\n

Dakle, ako trebate planirati svoje financije na srednji i dugi rok, preuzmite aplikaciju s na\u0161e liste odmah.<\/p>","protected":false},"excerpt":{"rendered":"

Se voc\u00ea quer juntar dinheiro para longo prazo, pensando em sua poupan\u00e7a, o primeiro passo \u00e9 fazer um or\u00e7amento pessoal. […]<\/p>","protected":false},"author":0,"featured_media":26029,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[2],"tags":[],"yoast_head":"\nOr\u00e7amento pessoal: controle seus gastos e economize mais - Shark Free App<\/title>\n<meta name=\"description\" content=\"Aprenda a controlar seus gastos com aplicativos de or\u00e7amento pessoal. 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