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If you want to save money for the long term, thinking about your savings, the first step is to make a personal budget. Without being aware of how much comes in and how much goes out, you won't know where to cut expenses to save and make an emergency fund or invest.
However, we know that putting together a budget spreadsheet is not easy. After all, it needs to have details such as all your sources of income, fixed expenses, debts and investments. But to make your life easier in this area, the advancement of technology has brought applications that help you plan your finances in a simple way.
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The best personal budget apps
Platforms focused on budget control can automatically categorize your expenses based on patterns observed in your behavior. This way, they help you identify which areas you spend the most money on and how to save money in them.
Furthermore, with apps in this category you receive real-time updates about your finances. This way, you have more help to avoid excessive spending, which ensures that you stay within your monthly budget planning. So, if what you want is to take better care of your money, follow our list of five apps that will help you in this area.
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Money Manager Expense & Budget
Image: Google Play
Money Manager Expense & Budget is a great budgeting app for beginners. If you download the app on your smartphone, it will be your great ally in managing personal accounts. The platform has default settings that help its users get started. So, once you get used to the app, you can customize them.
To give you a good view of where your biggest expenses are, Money Manager Expense & Budget offers a graphical view of them. In addition, the platform has search and calculator functions. For you to create a planner for a complete budget, the app offers weekly, monthly and annual input and output statistics.
Available for iOS and Android systems, on App Store It is Google Play.
Read too: Do you need to receive money via cell phone? Use these 5 apps!
YNAB: Budgeting & Finance
Image: Google Play
Among personal budgeting apps, YNAB stands out for helping you identify where your money is going. With this app, you'll be able to organize your finances without having to do mental math on every expense you incur. The app has a calculator that helps you plan your loans, if you have taken out one.
Not only can you view your expenses in real time with YNAB, but if you share your budget sheet with someone else in your household, you can use the app to share your finances with your partner. Now, if what you want is to set a travel budget, use the platform to design goals and turn your dream into reality.
Available for iOS and Android systems, on App Store It is Google Play.
Wallet – Daily Budget & Profit
Image: Google Play
Wallet is an application that helps you create a budget that suits your reality, so that you don't have difficulty controlling your expenses. A great highlight of this application is that it allows you to register different banks and currencies for complete and automatic control of your finances.
To help you live a more prosperous life, Wallet offers a blog where you can read tips on various topics in the area of finance, such as the best savings accounts and the best way to invest money. So, if you want to plan for your future and get out of the red for good, this is an app that should be present on your smartphone.
Available for iOS and Android systems, on App Store It is Google Play.
Mobills – Budget Planner
Image: Google Play
There is no way to leave Mobills out of a list of personal budgeting apps. With it, you can manage your money, controlling your expenses to achieve your financial goals. For example, if you want to create a travel budget, the app will give you tools to develop a plan for this according to your reality.
If your life is busy and you constantly forget to pay your bills, register them on Mobills so that it can offer you alerts so that you can pay them on time. Although some economists recommend that you create a budget Excel spreadsheet, if you don't master the platform, you may get stuck. In this, Mobills helps you with graphics that fulfill the same purpose.
Available for iOS and Android systems, on App Store It is Google Play.
Goodbudget Budget Planner
Image: Google Play
Finally, let's highlight Goodbudget. With it, you can even keep your meals within budget and control your debts so that you can manage your income excellently. If you need to, share your budget data directly from the app with those who share expenses with you.
Furthermore, all app information can be synchronized with the cloud. This way, if you change your cell phone, you won't lose any data. If you are saving money and want help to make this saving more professional, use the reports available on Goodbudget to see the changes you need to make in your routine for this purpose.
Available for iOS and Android systems, on App Store It is Google Play.
Control your spending
As you've seen, the apps we've listed help you create a personal budget to monitor your debts and see if they exceed your income. So you can control them.
So, if you need to plan financially for the medium and long term, download an app from our list now.
