{"id":26026,"date":"2024-01-22T12:33:37","date_gmt":"2024-01-22T15:33:37","guid":{"rendered":"https:\/\/sharkfreeapp.com\/?p=26026"},"modified":"2024-01-22T12:33:37","modified_gmt":"2024-01-22T15:33:37","slug":"orcamento-pessoal-controle-seus-gastos-e-economize-mais","status":"publish","type":"post","link":"https:\/\/sharkfreeapp.com\/hr\/orcamento-pessoal-controle-seus-gastos-e-economize-mais\/","title":{"rendered":"Osobni prora\u010dun: kontrolirajte svoje tro\u0161kove i u\u0161tedite vi\u0161e"},"content":{"rendered":"

Ako \u017eelite dugoro\u010dno u\u0161tedjeti novac, prvi korak je izrada osobnog prora\u010duna. Bez uvida u prihode i rashode, ne\u0107ete znati gdje smanjiti tro\u0161kove kako biste u\u0161tedjeli, izgradili fond za hitne slu\u010dajeve ili investirali.<\/p>\n\n\n\n

Me\u0111utim, znamo da izrada prora\u010dunske prora\u010dunske tablice nije jednostavna. Uostalom, ona mora uklju\u010divati detalje poput svih va\u0161ih izvora prihoda, fiksnih tro\u0161kova, dugova i ulaganja. No, kako bi stvari bile lak\u0161e, tehnolo\u0161ki napredak donio je aplikacije koje vam poma\u017eu u jednostavnom planiranju financija.<\/p>\n\n\n\n

Najbolje aplikacije za osobni prora\u010dun<\/h2>\n\n\n\n

Platforme usmjerene na prora\u010dun mogu automatski kategorizirati va\u0161e tro\u0161kove na temelju uo\u010denih obrazaca u va\u0161em pona\u0161anju. To vam poma\u017ee prepoznati podru\u010dja u kojima tro\u0161ite najvi\u0161e novca i kako u\u0161tedjeti novac.<\/p>\n\n\n\n

Osim toga, s aplikacijama u ovoj kategoriji dobivate a\u017euriranja o svojim financijama u stvarnom vremenu. To vam daje dodatni poticaj u izbjegavanju prekomjernog tro\u0161enja, osiguravaju\u0107i da se pridr\u017eavate svog mjese\u010dnog prora\u010duna. Dakle, ako \u017eelite bolje upravljati svojim novcem, pogledajte na\u0161 popis od pet aplikacija koje \u0107e vam u tome pomo\u0107i.<\/p>\n\n\n\n

Tro\u0161kovi i prora\u010dun Upravitelja novca<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Slika: Google Play<\/em><\/p>\n\n\n\n

Money Manager Expense & Budget je izvrsna aplikacija za prora\u010dun za po\u010detnike. Ako preuzmete aplikaciju na svoj pametni telefon, ona \u0107e vam biti najve\u0107i saveznik u upravljanju osobnim ra\u010dunima. Platforma ima zadane postavke koje korisnicima poma\u017eu u po\u010detku. Nakon \u0161to se naviknete na aplikaciju, mo\u017eete ih prilagoditi.<\/p>\n\n\n\n

Kako biste imali jasan pregled svojih najve\u0107ih tro\u0161kova, Money Manager Expense & Budget nudi grafi\u010dki prikaz. Platforma tako\u0111er sadr\u017ei funkcije pretra\u017eivanja i kalkulatora. Kako bi vam pomogla u izradi cjelovitog planera prora\u010duna, aplikacija nudi tjedne, mjese\u010dne i godi\u0161nje statistike prihoda i rashoda.<\/p>\n\n\n\n

Dostupno za iOS i Android sustave, Trgovina aplikacija<\/strong><\/a> i Google Play<\/strong><\/a>.<\/p>\n\n\n\n

Pro\u010ditajte tako\u0111er<\/strong>: Trebate primati novac na mobitel? Koristite ovih 5 aplikacija!<\/a><\/p>\n\n\n\n

YNAB: Prora\u010dun i financije\u00a0<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Slika: Google Play<\/em><\/p>\n\n\n\n

Me\u0111u aplikacijama za osobno planiranje prora\u010duna, YNAB se isti\u010de po tome \u0161to vam poma\u017ee da utvrdite kamo ide va\u0161 novac. Pomo\u0107u ove aplikacije mo\u0107i \u0107ete organizirati svoje financije bez potrebe da mentalno izra\u010dunavate svaki tro\u0161ak koji imate. Aplikacija ima kalkulator koji vam poma\u017ee u planiranju kredita, ako ste ga uzeli.<\/p>\n\n\n\n

Osim \u0161to mo\u017eete pregledavati svoje tro\u0161kove u stvarnom vremenu putem YNAB-a, ako dijelite prora\u010dun s nekim drugim u svom ku\u0107anstvu, aplikaciju mo\u017eete koristiti za dijeljenje financija s partnerom. Sada, ako \u017eelite postaviti putni prora\u010dun, koristite platformu za postavljanje ciljeva i ostvarenje svog sna.<\/p>\n\n\n\n

Dostupno za iOS i Android sustave, Trgovina aplikacija<\/strong><\/a> i Google Play<\/strong><\/a>.<\/p>\n\n\n\n

Nov\u010danik \u2013 Dnevni prora\u010dun i profit<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Slika: Google Play<\/em><\/p>\n\n\n\n

Nov\u010danik je aplikacija koja vam poma\u017ee u kreiranju prora\u010duna koji odgovara va\u0161im potrebama, tako da mo\u017eete jednostavno upravljati svojom potro\u0161njom. Klju\u010dna zna\u010dajka ove aplikacije je da vam omogu\u0107uje registraciju vi\u0161e banaka i valuta za potpunu i automatsku kontrolu nad va\u0161im financijama.<\/p>\n\n\n\n

Kako bi vam pomogao \u017eivjeti bogatijim \u017eivotom, Wallet nudi blog na kojem mo\u017eete pro\u010ditati savjete o raznim financijskim temama, poput najboljih \u0161tednih ra\u010duna i najboljeg na\u010dina ulaganja novca. Dakle, ako \u017eelite planirati svoju budu\u0107nost i iza\u0107i iz minusa, ovo je aplikacija koju biste trebali imati na svom pametnom telefonu.<\/p>\n\n\n\n

Dostupno za iOS i Android sustave, Trgovina aplikacija<\/strong><\/a> i Google Play<\/strong><\/a>.<\/p>\n\n\n\n

Mobills \u2013 Planer prora\u010duna<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Slika: Google Play<\/em><\/p>\n\n\n\n

Mobills je aplikacija koja se mora na\u0107i na svakom popisu aplikacija za osobno planiranje prora\u010duna. Pomo\u0107u nje mo\u017eete upravljati svojim novcem, kontrolirati tro\u0161kove kako biste postigli svoje financijske ciljeve. Na primjer, ako \u017eelite izraditi prora\u010dun za putovanja, aplikacija \u0107e vam dati alate za izradu plana prilago\u0111enog va\u0161im potrebama.<\/p>\n\n\n\n

Ako vam je \u017eivot u\u017eurban i stalno zaboravljate platiti ra\u010dune, registrirajte ih kod Mobillsa kako bi vam mogao slati upozorenja kako biste ih mogli platiti na vrijeme. Iako neki ekonomisti preporu\u010duju izradu Excel prora\u010dunske tablice, ako ne savladate platformu, mogli biste se na\u0107i u problemima. Mobills vam poma\u017ee s grafikonima koji slu\u017ee istoj svrsi.<\/p>\n\n\n\n

Dostupno za iOS i Android sustave, Trgovina aplikacija<\/strong><\/a> i Google Play<\/strong><\/a>.<\/p>\n\n\n\n

Planer prora\u010duna Goodbudget<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Slika: Google Play<\/em><\/p>\n\n\n\n

Na kraju bismo istaknuli Goodbudget. Pomo\u0107u njega mo\u017eete \u010dak i planirati prora\u010dun za obroke i upravljati dugovima, \u0161to vam omogu\u0107uje u\u010dinkovito upravljanje prihodima. Po potrebi podijelite podatke o svom prora\u010dunu izravno iz aplikacije sa svojim partnerima za upravljanje tro\u0161kovima.<\/p>\n\n\n\n

Osim toga, sve informacije o aplikaciji mogu se sinkronizirati s oblakom. To zna\u010di da ne\u0107ete izgubiti nikakve podatke ako promijenite telefon. Ako \u0161tedite novac i \u017eelite pomo\u0107 da to u\u010dinite profesionalnijim, upotrijebite izvje\u0161\u0107a dostupna na Goodbudgetu kako biste vidjeli koje promjene trebate napraviti u svojoj rutini.<\/p>\n\n\n\n

Dostupno za iOS i Android sustave, Trgovina aplikacija<\/strong><\/a> i Google Play<\/strong><\/a>.<\/p>\n\n\n\n

Kontrolirajte svoje tro\u0161kove\u00a0<\/h2>\n\n\n\n

Kao \u0161to ste vidjeli, aplikacije koje smo naveli poma\u017eu vam u izradi osobnog prora\u010duna za pra\u0107enje dugova i provjeru prema\u0161uju li oni va\u0161e prihode. Na taj na\u010din ih mo\u017eete kontrolirati.<\/p>\n\n\n\n

Dakle, ako trebate planirati svoje financije srednjoro\u010dno i dugoro\u010dno, preuzmite aplikaciju s na\u0161eg popisa odmah.<\/p>","protected":false},"excerpt":{"rendered":"

Se voc\u00ea quer juntar dinheiro para longo prazo, pensando em sua poupan\u00e7a, o primeiro passo \u00e9 fazer um or\u00e7amento pessoal. […]<\/p>","protected":false},"author":0,"featured_media":26029,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[2],"tags":[],"yoast_head":"\nOr\u00e7amento pessoal: controle seus gastos e economize mais - Shark Free App<\/title>\n<meta name=\"description\" content=\"Aprenda a controlar seus gastos com aplicativos de or\u00e7amento pessoal. 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